Cash & treasury
See the cash position
before the next decision.
SynqLedger brings governed bank-account positions, collections, outgoing payments, transfers and reconciliation into the same business platform — so finance can understand cash alongside the obligations and activity that created it.
The treasury proposition
Know where the cash is. Know what is moving. Know what needs attention.
Cash is not a separate spreadsheet exercise. Bank accounts, collections, supplier payments, payroll, transfers, settlement and reconciliation belong to the same business — and should read as one position.
- UK operatingGBP£2,418,300Main current
- UK operatingGBP£684,150Collections
- EuropeEUR€1,092,400Operating
- DistributionGBP£512,760Operating
- Group holdingGBP£1,240,000Reserve
What the position is made of
- Group cash position
- £5,948,610
- Across accounts and entities
- Available cash
- £5,214,880
- Observed available evidence only
- Collections in the period
- £1,806,240
- Governed customer receipts
- Approved outgoing payments
- £1,392,510
- Authorised and awaiting settlement
- Payroll obligation
- £1,246,940
- Approved pay awaiting settlement
- Transfers in progress
- £320,000
- Between the group's own accounts
- Reconciliation
- Explained
- Nothing unexplained outstanding
Illustrative composition — not customer data. Positions are built from the banking, settlement, payment and reconciliation evidence held in SynqLedger.
What we mean by the position
A position is only useful if it is honest about where it came from.
SynqLedger presents the current cash and bank position from the banking, settlement, payment and reconciliation evidence held in the platform. Direct connected-bank capability is planned, and until it is built we say so plainly.
Multi-bank, multi-entity
One cash view across accounts, currencies and entities
Groups need one number leadership can act on, and they still need the account and entity underneath it. SynqLedger lets management see the cash position across the organisation without losing the context it came from.
One position across accounts, currencies and entities — with the account and entity underneath it still readable.
Illustrative composition — not customer data.
Cash movements
Money in. Money held. Money committed. Money out. Reconciled.
The whole movement of cash through the business, held as one readable story instead of five disconnected views.
- Money inCustomer collections and other governed receipts
- Money heldCash positions across bank accounts and entities
- Money committedApproved and known obligations of the business
- Money outControlled supplier, payroll, tax and treasury payments
- ReconciledThe book position connected back to banking evidence
Money in → Money held → Money committed → Money out → Reconciled, read as one connected business story rather than a monthly spreadsheet exercise.
Payments connection
Treasury sees the cash. Payments governs how authorised money leaves.
Seeing cash and moving cash are different responsibilities. SynqLedger Payments handles authorised money movement under one control model, and the accounting consequence follows the same event.
Approve. Pay. Account. Reconcile.
Treasury sees the cash. Payments governs how authorised money leaves. One payment event. One governed accounting consequence.
- Approve
- Pay
- Account
- Reconcile
Forward view
See what is expected to move before the money moves
Built from obligations the business already knows about — receivables falling due, supplier payments, payroll, tax and approved transfers — rather than from a prediction. Predictive AI forecasting is a future capability, not a current claim.
- Current cash position
- £5,948,610
- Where cash stands today
- Receivables due
- + £2,140,300
- Customer amounts falling due
- Supplier payments due
- − £1,392,510
- Approved and scheduled spend
- Payroll obligations
- − £1,246,940
- Approved pay awaiting settlement
- Tax obligations
- − £486,200
- Known amounts falling due
- Approved transfers
- − £320,000
- Movement between the group's own accounts
- Expected position
- £4,643,260
- Built from known governed obligations
Illustrative composition — not customer data. Built from obligations the business already knows about. Predictive AI forecasting is not part of the currently available capability.
Reconciliation
Know what settled. Know what still needs explanation.
Banking evidence and the SynqLedger book position are held against each other, so what settled, what is timing and what needs attention are all visible — and nothing quietly disappears.
£1,204,110
What the banking record available to SynqLedger shows.
£1,107,910
What the business has recognised and settled.
- MatchedBanking evidence and the SynqLedger book position agree.
- TimingMovement is known and expected to settle — visible rather than surprising.
- Needs attentionSomething is unexplained and is put in front of someone rather than absorbed.
Illustrative composition — not customer data. How matching and explanation actually work is shown in the guided demo.
Working capital
Cash is the outcome. Working capital explains what is holding it up.
A cash position becomes far more useful when management can also see the operational positions between profit and cash — receivables, inventory, work in progress and payables.
From operations to cash
What sits between profit and the bank balance
Profitable businesses run short of cash when the operating positions are not visible. SynqLedger keeps them connected to the cash they explain.
Cash is the outcome. The operational positions between profit and cash explain what is holding it up.
International context
Cash held in more than one currency, still read as one position
Currency context stays attached to the position, so a group view remains honest about where cash is held.
Currency context stays attached to the position, so a group view never quietly loses the currency it was earned or held in.
Illustrative composition — not customer data.
What comes next
Connected banking — planned
An honest statement of where the capability goes next, and what is available today.
Today SynqLedger presents the cash position from the banking, settlement, payment and reconciliation evidence held inside the platform. The next stage extends Treasury and Payments to direct banking connectivity, beginning with providers such as TrueLayer. It is not part of the currently available capability, and we will say so plainly until it is.
The governed cash and bank position built from evidence available to SynqLedger.
Direct connected-bank capability extending the same position with external banking connectivity.
Management insight
The questions leadership actually asks about cash
Cash is rarely questioned as a total. It is questioned as a change: what moved, where it went and what is behind it.
AI that understands the business behind the numbers.
Conversational explanation of cash is in development and is not part of the currently available capability.
- “Why is cash falling despite profit?”
- “Which customers are tying up cash?”
- “What payments need attention?”
- “Which entity is consuming cash?”
- “What changed in working capital?”
- Profit
- Receivables
- Stock
- Payments
- Entity
Finance connection
Cash belongs in the financial picture, not beside it
When the cash position reads alongside revenue, cost, margin and the financial position, leadership can weigh a cash decision with the rest of the business rather than in isolation.
One business
Cash, obligations, payments and reconciliation in one governed view.
Treasury stops being a weekly reconstruction from bank statements and becomes part of how the business is understood and run.
Business outcomes
What leadership gets from connected cash
See the cash position across the business.
Accounts, currencies and entities read as one position, with the detail underneath still available.
Know what money is expected to move.
Receivables, supplier payments, payroll, tax and approved transfers are visible before the money moves.
Keep payment, settlement and reconciliation connected.
Authorised money movement and the record of what settled stay part of the same governed story.
Understand what is tying up cash.
The operating positions between profit and cash are readable alongside the position itself.
See it properly
The detail lives in the demo
How cash evidence is gathered, how payments are authorised and settled, and how reconciliation is resolved is shown in a guided walkthrough rather than published on the website.
See the cash position on your own numbers
A guided walkthrough of the cash position, the forward view of known obligations, governed payments and how reconciliation resolves.