Working capital
See what sits between
profit and cash.
SynqLedger connects receivables, inventory, work in progress, payables and cash so management can see where working capital is building up across the business.
Why this is different
Not another working-capital spreadsheet. Not a disconnected dashboard.
Working capital is not a separate module in SynqLedger. It is what you can see once receivables, inventory, work in progress, payables and cash are produced by the same governed platform — so the position is a reading of the business rather than a reconciliation of five extracts.
Where the cash is tied up
- Cash
- £4,820,400
- Held across bank accounts and entities
- Receivables
- £3,140,200
- Invoiced and awaiting collection
- of which overdue
- £486,900
- Past the agreed terms
- Inventory
- £1,606,300
- Raw materials and finished goods
- Work in progress
- £364,200
- Production started, not yet sold
- Payables
- £2,061,800
- Approved supplier obligations
- Obligations within 30 days
- £1,184,500
- Suppliers, payroll and tax
- Net working capital
- £7,869,300
- The operating position overall
- UK operatingReceivables£1,842,700Stock & WIP£1,104,900Payables£1,208,300
- EuropeReceivables£764,300Stock & WIP£512,400Payables£486,100
- DistributionReceivables£533,200Stock & WIP£353,200Payables£367,400
- A group number leadership can act on, with the entity and the detail beneath it still readable.
Illustrative composition — not customer data. Receivables, inventory, work in progress, payables and cash come from the same governed business platform.
The operating cycle
Cash → Buy → Inventory & WIP → Sell → Receivable → Collect → Cash
Working capital is created in the operating cycle, long before it appears in a report. Following the cycle is how management sees where the cash stopped moving.
- CashWhere the cycle starts
- BuyMaterials and goods brought in
- Inventory & WIPCash held in stock and production
- SellValue released to a customer
- ReceivableEarned, not yet collected
- CollectThe customer pays
- CashBack where it started
Cash leaves the business long before it comes back. Working capital is everything the cycle is holding on the way round.
Receivables
Revenue is not cash until the customer pays.
Outstanding balances, ageing, overdue exposure, collections and customer concentration read alongside the revenue that created them — not in a separate credit-control spreadsheet.
What customers owe
See the money already earned but not yet collected
The receivables position and the activity around it stay connected to the customer, the order and the invoice behind them.
£3,140,200
Invoiced revenue that has not yet arrived as cash, with the ageing, the overdue exposure and the collections activity around it visible in the same place.
- Not yet due£2,653,300
- 1–30 days overdue£304,100
- 31–60 days overdue£118,600
- Over 60 days overdue£64,200
Illustrative composition — not customer data.
Inventory & WIP
Stock is cash with a location and a reason
Inventory and work in progress absorb working capital before revenue is earned and long before a customer pays. SynqLedger keeps the value tied up in stock and production readable as part of the same position.
- Raw materials£604,800Bought, not yet used
- Work in progress£364,200Started, not yet finished
- Finished goods£1,001,500Made, not yet sold
£1,970,500
Stock and work in progress absorb cash before revenue is earned and long before a customer pays.
Illustrative composition — not customer data.
Payables
Know what you owe — and when the cash is expected to leave
Supplier obligations, their due profile and the payments already authorised are visible before the money moves, so a cash decision is made with the commitments in view.
- Within 7 days£412,600Approved and close to leaving
- 8–30 days£771,900Approved supplier obligations
- 31–60 days£562,400Falling due next
- Beyond 60 days£314,900Known, further out
Illustrative composition — not customer data. SynqLedger makes obligations and their timing visible; when and how a supplier is paid remains a decision the business makes.
Cash conversion
Sell sooner. Collect sooner. Hold the right stock. Pay with control.
Better working capital comes from better operating decisions. SynqLedger makes the whole cycle visible so those decisions can be made with the full picture, rather than optimised behind the business's back.
Where the improvement actually comes from
Four levers, one connected picture
Each lever belongs to a different part of the business. They only work together when they read from the same governed platform.
These are management outcomes of seeing the whole cycle in one place. SynqLedger does not automatically optimise working capital or decide these trade-offs for the business.
Group view
See where working capital sits across the group
Entities and business units consume working capital differently. Leadership needs the group position, and still needs to know which entity is holding it.
One position for leadership, with each entity's receivables, stock, payables and cash still readable beneath it.
Illustrative composition — not customer data.
Management insight
The questions behind the working-capital number
Working capital is rarely questioned as a total. It is questioned as a cause: who is holding the cash, and why.
“Which customers are tying up cash?”
Outstanding and overdue balances read against the customers and revenue behind them.
“Where is inventory building faster than sales?”
Stock and work in progress read alongside the demand and production that created them.
“What supplier obligations are approaching?”
Approved obligations and their timing, before the cash is committed to leave.
“Which entity is consuming working capital?”
The group view keeps the entity context that explains the movement.
“Why is cash falling despite profit?”
The operating positions between profit and the bank balance are visible in one place.
These are questions the governed evidence in the platform helps a finance team investigate today. Conversational answers are not part of the currently available capability.
What comes next
Ask why. Understand what changed. Follow every answer to the evidence.
An honest statement of where the capability goes next, and what is available today.
AI that understands the business behind the numbers.
Ask why. Understand what changed. Follow every answer to the evidence. AI-driven working-capital explanation and optimisation are in development, not currently available.
“Why is cash falling despite profit?”
- Receivables
- Inventory
- WIP
- Payables
- Cash
Treasury connection
Treasury shows the cash position. Working capital explains the operating positions around it.
Two readings of the same business, kept distinct so neither has to pretend to be the other.
Shows the cash position: where money is held, what is moving and what has settled.
Cash & treasuryExplains the operating positions around that cash: what the business is owed, what it is holding and what it owes.
Finance connection
Profit tells you what the business earned. Working capital helps explain where the cash went.
Because the operating positions and the financial position come from the same platform, the difference between a profitable period and a comfortable cash position can be examined rather than argued about.
Across the platform
What working capital connects to
It exists because the rest of the platform already produces the positions it reads.
Business outcomes
What leadership gets from connected working capital
See where cash is tied up.
Receivables, stock, work in progress and obligations read as positions, not as separate reports.
Understand the positions between profit and cash.
The operating cycle is visible, so the gap between earning and collecting can be explained.
Bring receivables, inventory, payables and cash into one management view.
One governed platform produces all of them, so the combined view needs no reconciliation to be presentable.
See working capital across entities without losing the detail beneath it.
A group position for leadership, with each entity and the transactions underneath still readable.
One position for leadership — with each entity’s receivables, inventory and WIP, payables and cash still readable beneath it.
Illustrative composition — not customer data.
See it properly
The detail lives in the demo
How each position is produced, how the evidence is held and how a working-capital movement is followed back to the transaction behind it is shown in a guided walkthrough rather than published on the website.
See where your cash is tied up
A guided walkthrough of the working-capital position, the operating cycle behind it and how each figure is followed back to the business activity that created it.